According to the source, there is a claim that some U.S. lawmakers are urging the SEC to enable 401k plans to offer Bitcoin BTC and other crypto, but the SEC has not published any rulemaking, proposal, or press release confirming such a policy at the time of writing (source: U.S. Securities and Exchange Commission). Current Department of Labor guidance warns plan fiduciaries to exercise extreme care with crypto in 401k lineups, which remains a key regulatory constraint for plan adoption (source: U.S. Department of Labor, EBSA Compliance Assistance Release 2022-01). For trading, the actionable setup is to monitor the SEC rulemaking docket and the Federal Register for any official proposal and to watch 401k recordkeepers or plan sponsors for implementation signals, as only confirmed regulatory changes would credibly imply incremental retirement-plan demand similar to the dynamic observed after spot Bitcoin ETF approvals in January 2024 (source: SEC; Federal Register; SEC approval orders for spot Bitcoin ETFs, January 2024).